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← All posts·2026-03-04·8 min read

Florida 4-Point Inspection: A Software Buyer's Guide

Everything you need to know about the Florida 4-Point inspection — what carriers expect, how to get reports accepted the first time, and what software helps.

What a 4-Point covers

Roof, electrical, plumbing, HVAC. Insurance carriers in Florida require this for any home over a certain age (varies by carrier — usually 30+ years).

What gets reports rejected

Missing photos per system, missing condition language, wrong form layout, missing signature on every page. Underwriters reject these constantly.

What InspectorData does

Pre-mapped form fields, photo-per-section enforcement, AI-suggested condition language. Full 4-Point page →

Pairing with wind mitigation

Most homeowners get both at once. Bundle them and capture the OIR-B1-1802 in the same visit. Wind mit page →

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